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5 Reasons You Should Switch Your Homeowners Insurance

If you had a property catastrophe tomorrow, would you be prepared?

According to a ValuePenguin survey 47% of homeowners are unsure of what their insurance covers. If you have any doubts, it may be time to evaluate the coverage on your home!

It could be time to check up on your insurance and see if you are missing coverage updates, cost savings, discounts, simply overpaying.

Chances are you have made some big life changes in the past few years, and you need to be confident that your insurance company will be there for you and your family to protect what matters most. Fortunately, there are things you can do to ensure that your homeowner’s policy covers you should your home be damaged or destroyed by a disaster.

With the right company, you can find the best coverage at the right price

You might have homeowner’s insurance coverage, but is it enough? You may be paying for too much coverage or not getting all the discounts you could be entitled to.

Homeowners insurance is an important part of your overall financial security, as it protects your home and what is inside from problems like fires, floods, tornadoes, and other disasters that can damage your home — and potentially your life savings.

Here are some signs it could be time to look at a new company and how we can help.

Inadequate Coverage

Most people buy a policy with limits that are too low to cover all their expenses in case of a disaster. For example, if a fire destroyed your house and its contents, your policy might only pay enough to cover half of what it would cost to rebuild or replace everything that was lost in the fire. Let Hello Covered triple-check your coverage and recommend a proper amount of coverage, making sure you are covered for ALL the damage.

Increasing Premiums

If you are paying more than $300 per month for homeowners’ insurance, consider shopping around for better rates. New claims, risk, credit score, and natural disasters could all be affecting your increased premium. If you experience an increased rate shopping for new insurance could help you save. If you are experiencing increased premiums let Hello Covered look and see what the cause could be, and if we can help you save.

Lack of Discounts

Why not save some money? You could be overpaying for insurance that does not offer the right coverage. Other insurance companies could offer major discounts. At Hello Covered we compare rates at over 70 nationwide carriers to make sure you get the lowest price and the best discount.

Life Changes

Life can move too fast, and it is hard to keep up! Having an insurance team that is on your side to help with big life changes and make sure your coverage changes with you. Our agents are available on call to always help you when you need it. Sometimes a friendly voice on the other end of the phone is all you need to feel like everything will work out, let us be that for you!

You’re Not Currently Bundling Home and Auto

Bundling your home and auto could save you and your family money. If you are not currently bundling your home and auto, we can help you see what you could be saving! To make things easier, we offer a no-obligation check-up to see if you could be saving money compared to your current carrier.

A free check-up now could save you thousands. Get started today!

Have you thought about an exit strategy for your agency?

Let us help you get the most for your book!

ZYYAH, our parent company is a PropTech and InsurTech startup and we are looking for agents that align with our growth trajectory and our business model.

We are offering a lucrative baseline of 5X Revenues from commissions for your book of business if you choose to partner with us. Our high-integrity business model and unique go-to-market strategy allow our partner agents to get the most for the agency that you have worked so hard to build.

We have created exclusive partnerships with nationally branded mortgage and real estate companies to ensure our success and yours with their high-quality, exclusive leads.

Features and Benefits of partnering with ZYYAH & Hello Covered:

  • Instant lead source for you and our other partner agencies will allow you to grow your business at a manageable rate.  
  • Receive high-quality EXCLUSIVE leads with NO REFERRAL FEES.
  • Our internal technology strategies will increase team efficiency that could help you maximize profitability and grow even more
  • Pooling of premium for additional compensation, new business overrides, and profit sharing
  • Opportunity for the acquisition of books that we source and find for you

Here are some of the most common questions from our current partners:

Q: How can you offer me a baseline of 5X revenues from commissions without ever seeing my financials?

A: ZYYAH, our parent company, is a tech company that owns an insurance agency. We are allowing our associated partner agents to tap into our tech multiple upon liquidation.

Q: If I choose to partner with you, what will change about my current day-to-day operations?

A: Absolutely Nothing! You keep your operation running as you see fit!

Q: Is this an Aggregator Model? And do you take commissions from me?

A: No, this is an association, we do NOT do any commission splits. You keep your bank account and manage your agency 100%. You get the perks of the association with NO FEE FROM YOU.

Offer your employees peace of mind with Home and Auto Benefits

Why partner with us?

With Hello Covered and ZYYAH, you could offer a unique employee benefit of home ownership financial wellness and peace of mind.

Why should I offer my employees home and auto benefits?

•Gives you a competitive edge when recruiting and retaining employees

•Enhance your employees home life balance 

•Improve your employee’s financial wellness surrounding their home

•Shows your employees you are invested in their wellbeing and financial health

•No cost associated with the PEO, the employer or the employee

Hello Covered allows you to leverage home and auto insurance and warranty protection by adding our home health check-up to your benefits package. This unique offering gives you the competitive edge in a market where benefit packages are growing far beyond healthcare.

Home and auto protection guarantees your employees focus less on the worries of maintaining their home, and more on getting the job done. When an employee is financially secure it can lead to increased productivity, improved employee retention rates, reduced absenteeism, and decreased turnover costs—all of which help increase profits for the PEO.

Offer your employees home and auto insurance as a bundle to help them get the best price and best coverage for their needs. This not only builds loyalty with employees but also creates a downline revenue stream for the PEO: because these products are necessary anyway, why not monetize them?

Are you thinking about offering our home and auto health check-ups as a unique employee benefit?

Learn more about the ZYYAH family
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