Frequently Asked Questions

What is a home warranty and what are its benefits?

A home warranty plan protects you when your appliances or home systems break down unexpectedly. Your fridge, your stove, your air conditioning…when these things break down, life in your home is disrupted. That’s why we use licensed, prescreened, pre-qualified technicians. They’re at your home fixing what needs fixing in a flash. And you don’t have to pay a dime.

How is it different from insurance?

Insurance covers unexpected events. Warranties cover things that are somewhat expected. Your insurance covers the tornadoes, hurricanes, fires, floods and thefts. Home warranties cover the minor disasters of your AC going out, your flatscreen shorting out, or other such issues. And we get it fixed by a qualified professional quickly and without any out of pocket expense to you.

What home warranties does Hello Covered offer? 

Hello Covered has plans to fit any living situation: exterior, interior, all-inclusive, etc. We are also one of the only warranty companies offering smart bundles and add-ons that let you hyper-customize your coverage to your exact specifications. Please browse our plans here: https://apply.hellocovered.com

Are all services available in my area?

Did you know most warranty companies only cover somewhere between 25-38 states? Not us. Based in Texas, we offer services in all 50 states. And if, for any reason, we are unable to get a  vendor to service your home within our network, you may use a vendor of your choosing nearby.

Will I have a max number of claims or total claim amount per a year?

There is no set limit on the number of times you may use our service or submit claims, but there are top limits on repair or replacement costs depending on the individual items covered by your plan. The limits will vary based upon the plan chosen. Please see the terms and conditions for more details.

Is there a waiting period?

We have a 30-day wait period to help protect us from pre-existing issues. This waiting period keeps plan costs down since we do not perform an inspection to determine the condition of your appliances and home systems. But don’t worry, during this time if anything changes (or you change your mind) we offer a full money-back guarantee.

Are warranties scams?

NO! You’re not the first person to ask this, though. And frankly, some competitors have behaved poorly in the past to make people hesitant. But a home warranty is not a scam. Our customers, on average, save about $1,700. But we don’t just help your bank account. We also provide peace of mind through protection from breakdowns in your home.

How do refunds work?

Depending on the plan and payment frequency chosen, you may be eligible for a refund of the unused policy premium. Contact us for more details!

Will my service person be certified?

All of our network contractors are licensed, pre-screened and pre-qualified professionals who are locally established in your area. We take the guesswork and shopping out of home repair. When something breaks down, call Hello Covered, and we will take care of everything.

How long will it take to get service?

We dispatch a service professional as quickly as possible! Our team makes all reasonable efforts to initiate service for non-emergencies in no more than 48 hours after the request is processed. For an emergency issue, 24 hours is the window. And don’t worry: our US-based call centers are open even on holidays and weekends.

Why is Hello Covered the best warranty company for me? 

As our customer, you can speak with a live customer service representative located in the USA 24-hours-a-day, 7-days-a-week. They’ll be able to provide emergency service from a qualified professional in 24 hours. If you prefer, you can select your own service providers or choose between our larger network of licensed, pre-screened and pre-qualified technicians. And, of course, there are no long-term contracts. So you may hold a policy for as little or for as long as you would like. Finally, we enjoy an A + rating with the Better Business Bureau — the highest rating the agency awards — as well as 5 stars on Consumer Affairs.

Can I use my own service provider? 

Yes! One of the many things that sets Hello Covered apart. You may choose your own contractors! Just let the claims representative know that you would like to use your own contractor, and make sure that your contractor calls in for authorization prior to completing any repairs.

What makes our service network world class?

Because we built our nationwide network of over 30,000 licensed and bonded technicians to be world class. It’s our job to make sure your service technician’s are the best in the business. So when we send a professional to fix what’s broken, you can rest assured that we have thoroughly vetted them for the highest possible customer service and technical expertise.

How does Covid affect service? 

Hello Covered is up to the challenge of COVID-19. We require all vendors to follow CDC-recommended guidelines when performing service in your home.

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