Get Maximum Protection With Instant-Bind Life Insurance That Doesn’t Put Your Life On Pause. Instant-Bind Insurance

  • Instant-Bind Insurance
  • Get Covered In 5
  • Flexible, Customized Plans
  • Trusted By 1000s Of People
  • No Medical Exams Or Hassle

Qualifying for life insurance can be a chore. HelloCovered’s instant-bind life insurance gives you hassle-free protection for ultimate peace of mind and taking care of your loved ones—for less.

Without medical exams, waiting rooms or putting your life on pause.

Qualifying For Life Insurance Shouldn't Take Over Your Life.

Medical visits. Waiting rooms. Endless paperwork. Qualifying for life insurance that gives your family ultimate peace of mind isn’t simply a chore—it’s unnecessarily complex and extremely outdated. 

Until now.

HelloCovered’s Life Insurance is 100% online, instant-bind and requires a few questions to get the coverage you need. So you can live your life with the confidence of knowing your family is protected, including:

Eligible Ages
10-30 Years
Flexible Term Length
$100k- $10M
Coverage Range
Online & Hassle-Free
Qualify In Minutes

No need to wait. Just answer a few questions to see what coverage you’re eligible for


All policies under $1M are instant-bind which means your coverage starts as soon as today

Effortless Process

Get your quote and apply 100% online without medical tests, waiting rooms or headaches

Max Protection

Our policies range from $100k to $10M to fit your unique goals, needs and protection requirements

Save Time

You’re busy managing a career and/or family. Let’s simplify the process and get you covered—fast

Built-In Flexibility

Circumstances change. Easily update and modify your coverage as needed through our dashboard

Our Clients Say It All

“Took about 5 minutes and I’m now covered for $800,000!”

—Kevin Korasick

“I don’t have time for medical visits or nonsense because of my job and family of 4. Loved the process.”

—Amy Greenfield

“Thank you. You saved me from endless headaches.”

—Rachel Marcus

We Have You Covered. Literally.

No matter what coverage you need, HelloCovered is here to help.

  • No medical exam
  • Get qualified in minutes
  • Coverage up to $1M
  • Charitable giving rider

*Instant with Return of Premium available

  • No medical exam
  • Privacy-forward
  • Coverage up to $10M
  • Certain medical conditions accepted

*Not recently declined by another carrier

You're 3 Steps Away From Ultimate Peace Of Mind


Click any button on this page to get your personalized quote in a few minutes.


Choose between coverage options based on your lifestyle, goals and long-term needs.


No one ever said getting life insurance was fun. But once you have it, you’re able to enjoy your life.

No Exams. No Needles. No Hassle.

Experience the freedom of life insurance. Without the headaches.

Hello Covered
Most Options
Qualify In Minutes
Instant-Bind Life Insurance
$100K - $10M Coverage
Zero Hidden Fees Or Upsells
No Doctors, Needles or Paperwork
Designed for You Busy Lifestyle

Let's Answer Your Questions!

What makes HelloCovered different?

HelloCovered is made for your busy lifestyle. We understand one of the major hurdles to getting life insurance are the hassles involved—from medical exams, to waiting rooms, being poked by needles and trying to make sense of the best plan. So we decided to do something about it.

At what age should I get life insurance?

The earlier you enroll, the more you save. In fact, getting life insurance is one of the best decisions you can make, especially as you expand your career, build a family and have more people relying on your income.

Is there a guarantee?

Definitely. If you’re not completely satisfied with your policy or coverage, cancel in the first 30 days and the HelloCovered team will give you a full refund. After that, you can cancel any time without any cancellation fees.

Is your process 100% online?

Yes! Avoid the hassle of driving to and from medical visits, sitting in waiting rooms and other nonsense.

How much life insurance do I need?

Every individual is different, but an easy benchmark is 10X your salary. While it may sound like a lot, there’s a lot to cover including mortgages, debt, college education, emergency funds, lifestyle expenses, estate planning and more.

What if I need more help?

Just reach out to the HelloCovered team! We’re here to answer any questions. Contact us here.

We Protect What Matters. You Live Your Life.

Including your home, mortgage payments, children education, lifestyle and childcare.


Get protected for mortgage and/or rent payments.


Higher education, private schools and 529 accounts.


Including daycare, babysitters, summer camps, etc.


Get everything you need for maximum Estate Planning.


Cover vehicles, family vacations, emergency funds and more.


Pay off any outstanding debt, creditors and pending loans.

In The Time It Took To Scroll, You Could Have Already Been Approved. Seriously.

Life insurance sounds complex, but we make it simple.
Experience ultimate peace of mind for as low as $XX per month—by checking your quote.

Learn more about the ZYYAH family
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Get Your FREE Quote Today!

– Become prepared for anything –